Frequently Asked Questions

How do I get started?

You can apply online by clicking the “Apply Now” link in the menu, or you can call us at toll free 1 (800) 245-4873. Our experienced loan specialists are available Monday – Friday 9:00 AM – 6:00PM (EST)

If I don’t have great credit can we use a co-signer?

Yes, someone else with credit that qualifies can be used as the personal guarantor, depending on your credit you may or may not be able to be on the loan.

What determines the interest rate?

The rates are based on many factors including credit scores, length of credit history and the lenders and products that may be available to you.

What are the benefits of using versus going to a local bank?

We have a database of lenders and programs, and their lending criteria. We constantly monitor the market and know who’s lending and who’s not. Due to our extensive knowledge and experience, we will get you the absolute best rates available.

Is there any type of restrictions on the use of the funds?

Generally there are no restrictions, and the funds can be used for any purpose.

Does the business need to process credit cards to get approved for a loan?

No. We also accept business that don’t process monthly credit card transactions.

If I have a bankruptcy can I get a loan?

If the bankruptcy is open or discharged and appearing on your credit, we would not have success in getting you approved for an unsecured loan. Other loan options may be available.

What is the difference between a start up business loan and a business loan?

The primary difference between a start up business loan and a business loan is the amount of time that a client has owned the business. True unsecured business loans require the business to be up and running for at least two years with documentable revenue of $150,000 or more. Start up business loans are for businesses not yet open or less than the 2 years in business.

What type of loans does offer?

We specialize in unsecured loans and lines of credit for existing businesses , start up businesses and for business acquisitions.

What is the amount of money we can borrow?

The maximum amount is determined by a number of factors. Credit history, gross revenue, personal income, loan purpose and location just to name a few.

view all
Still not convinced? Learn more
  • Unsecured Loans up to $150,000
  • Save Money - The Lowest Rates in the industry
  • Funding is Fast - Less than Seven Days Turnaround
  • Versatile - Multiple Industries Funded